Savings Accounts

Share Savings

  • A Share (Savings) account is your ticket to being an owner of the credit union.

  • Ownership is for life – as long as you maintain a $25.00 minimum balance.

  • A $25.00 minimum balance in your share account is the key to access all of the products we provide to our owners.

  • A minimum balance of $100.00 is required to earn interest.

  • Restricted Debit Cards are available.

  • 1 withdrawal is allowed per month with no fee charge. Each withdrawal after the first each month will incur a fee. Please refer to our Fee Schedule for a list of all our fees.

  • Interest is compounded and credited to your account quarterly.


Prime Time Savings

  • Members who have reached 55 years of age are eligible for free ATM usage and unlimited free share account withdrawals.

  • A $25.00 minimum balance in your share account is the key to access all of the products we provide to our owners.

  • A minimum balance of $100.00 is required to earn interest.

  • Restricted Debit Cards are available.

  • Interest is compounded and credited to your account quarterly.


Money Market

  • A minimum balance of $5,000.00 needs to be maintained each day to obtain the disclosed annual percentage yield (APY) and for it to be an interest-earning account.

  • 6 free withdrawals or transfers per month with no fee charge.

  • Dividends are compounded and credited to your account monthly.


Vacation/Rainy Day

  • A $10.00 minimum balance needs to be maintained to keep this account open.

  • No term limit.

  • 3 withdrawals or transfers per year with no fee charge.

  • Dividends are compounded and credited to your account quarterly.


Christmas Club

  • Funds will be disbursed in November.

  • Dividends are paid quarterly.

  • Penalty will be accessed for early withdrawal. Please refer to our Fee Schedule for current fee amount.

  • Enrollment can happen at any time (It is suggested to enroll sometime in November to get a full year's worth of contributions and to maximize your savings).