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Checking Services

STCU offers automated teller machines conveniently located on the premises of Saint Thomas West Hospital and other locations off campus through the Co-Op ATM Network, including Saint Thomas Midtown Hospital and Vanderbilt Hospital.

“Dr. Cash” ATM Cards are issued to members who have a Share Savings or E-Z Account, and may be used ONLY to perform transactions at any ATM

VISA Check Cards are issued for those who have a Share Draft (Checking) Account and may be used to withdraw from any ATM and/or anywhere that VISA cards are accepted.

*Both cards offer 6 free transactions in a month at the ATM, which includes balance inquires, transfers, and withdrawals. A VISA Check Card can be used an unlimited number of times for point of sale transactions.

Services provided by ATMs on the Saint Thomas West campus
  • Make withdrawals
  • Transfer funds between accounts
  • Check balances
  • Non-credit union transactions/withdrawals will carry a surcharge
  • Members are charged an STCU fee plus a surcharge fee to access STCU funds from “foreign” ATMs
  • On STCU cards, Tuesday thru Thursday up to a maximum of $800.00 may be withdrawn per 24 hour cycle at the ATM, Friday thru Monday up to a maximum of $800.00 may be withdrawn for the entire weekend at an ATM

Saint Thomas West Hospital Campus ATM locations:
  • The Green Machine (in front of Subway, 2nd Floor in the West Plaza)
  • The Little Green Machine (outside of STCU office)
  • Brew & Bucks (near Family Waiting Room on the 1st Floor, Temporarily out of service due to construction)
  • The Little Green Machine (Hospital Cafeteria)
  • The Cavalier Cash Cow (Aquinas Campus)
  • Dr. Cash (Seton Garage Skybridge)

CO-OP Network ATMs for off campus and traveling CO-OP ATMs
As you travel, or while you are away from the Saint Thomas Campus, through the CO-OP ATM network you can still make transactions with no extra fees. You can make deposits to your account at 9,000 ATMs or make withdraws from a network of 28,000 surcharge-free ATMs as you travel across the United States and Canada. CO-OP ATMs can be found in many popular retailers such as 7-eleven®, Costco® and Walgreens.

To Locate a nearby CO-OP ATM:
  • Go to www.co-opnetwork.org
  • Download their new ATM Locator by CO-OP app from the iPhone App Store.
  • Text a street address, ZIP Code or "City State" to 692667 (my coop) to find the closest locations.
  • Download their CO-OP Network ATM Locator database to your GPS.
  • Call 1-888-SITE-CO-OP (1-888-748-3266) for locations through your phone.

Refer to Fee Charges on our Fee Schedule for other applicable fees pertaining to card usage.

NCUA Insured Your Savings Federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Govt. Agency.
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.